A back office as disciplined as your balance sheet.
Financial services is growing fast and regulated hard — new licences, IFRS-grade reporting cycles and supervisors who expect the numbers to reconcile the first time.
Altivate delivers the SAP back office that keeps pace: SAP S/4HANA for finance and the banking and insurance back office, SAP Ariba for procurement and vendor risk, SAP Analytics Cloud for planning and regulatory-grade reporting, and SAP Integration Suite to connect core systems without another generation of point-to-point interfaces.
Then we make it intelligent — SAP Business AI and Joule inside finance operations, with Altivate agentic AI working on your own transaction and finance data, governed to ISO/IEC 27001.
The result: a faster close, cleaner reporting and a cost base that stops creeping.
The pressures reshaping financial services
Growth, regulation and fintech competition are squeezing the back office from three sides.
What Altivate delivers on SAP
The financial-services back office, from ledger to regulator.
A close that doesn’t slip
SAP S/4HANA carries the finance, banking and insurance back office on one core with continuous reconciliation built in. The month-end close gets shorter because the data is right all month.
Procurement under control
SAP Ariba puts sourcing, contracts and supplier risk in one governed flow from request to settlement. Third-party spend becomes auditable by design, not by after-the-fact review.
Reporting regulators trust
SAP Analytics Cloud runs planning and reporting on the same governed data as the ledger. Regulatory and management views reconcile because they never diverged.
Integration without the spaghetti
SAP Integration Suite connects core banking, policy and channel systems to the SAP back office through managed, monitored APIs. Each new product launch stops requiring another point-to-point interface.
Where AI changes the game
Intelligence inside finance operations, governed to the standard the sector expects.
Joule inside finance operations
SAP Business AI and Joule work inside SAP S/4HANA and SAP Analytics Cloud, explaining variances and drafting reconciliations in plain language. Finance teams close the books instead of chasing them.
Agents on finance data
Altivate agentic AI works on your own transaction and finance data — governed to ISO/IEC 27001 — to flag exceptions, prepare regulatory packs and draft responses for review. Controllers approve output, not overtime.
Risk seen before month-end
AI on your own cost and liquidity data surfaces trends while there is still time to act in the quarter. Reporting shifts from describing last month to shaping next month.
Proven in financial services
As an SAP Gold Partner and SAP Partner Center of Expertise (PCoE), Altivate delivers the SAP back office for financial services with the governance the sector demands — certified support, audited delivery and ISO/IEC 27001-governed handling of your data.
Trusted by Citibank
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Bring us your close calendar and your reporting pack — we’ll show you where SAP and AI take the friction out.
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